News & Insights

What changed, and what it means.

Regulation, opinion and news on how businesses pay and get paid.

OpinionAU
13 October 2026 · 5 min read

The ATO Backed Down on Credit Cards. Who Is Paying for That?

Nine days from closing the card channel to funding it until June 2027. Why the ATO got there, the taxpayer's case, the business case, and what to expect from the 2027 review.

Read the article →
RegulationAU
Updated 13 October 2026 · 6 min read

The ATO Keeps Taking Credit Cards Until 30 June 2027

Updated. The ATO announced withdrawal on 2 October and the government funded an extension on 9 October. The dated facts, what it means for cashflow, and how card-funded tax payments continue whichever way the 2027 review goes.

Read the article →
IndustryGlobal
October 2026 · 5 min read

B2B Is the Last Place Cards Have Not Won. That Is Changing.

Cheques fell, bank transfer rose and cards stayed negligible between businesses. The Cleveland Fed and Mastercard data on why, and the one commercial change that has to happen for it to move.

Read the article →
NewsAU
30 September 2026 · 3 min read

Flow Direct and Flow Receive launch in Australia

From 1 October, pay suppliers and tax by card with nothing to integrate, and let your customers pay you by card without accepting one. Two products, one set of rails.

Read the article →
RegulationAU
September 2026 · 4 min read

Card Surcharges Ended on 1 October. The Cost Did Not.

The ruling was written up as a win at the checkout. It also applies to trade invoices. Where the cost of accepting a card landed on 1 October, what the three obvious responses cost and why there is a fourth.

Read the article →
IndustryGlobal
July 2026 · 5 min read

Regulators Are Deciding When You Pay. Method Is the Lever That Is Left.

The EU, UK and Australia are turning payment terms into compliance. When the date is set for you, how the payment is funded is the only decision still yours.

Read the article →
OpinionGlobal
June 2026 · 5 min read

Your Suppliers Have a Liquidity Problem. A Finance Programme Is Not Always the Answer.

Supply chain finance lends to the supplier. Early settlement pays them. The three assumptions a programme makes, and the cheaper answer when they do not hold.

Read the article →
RegulationAU
May 2026 · 4 min read

Payday Super Starts 1 July. The Quarterly Float Goes With It.

From 1 July 2026 super is paid with every pay run. The amount does not change. When it leaves does, and for most businesses that is the largest permanent working capital change of the year.

Read the article →
RegulationAU
April 2026 · 4 min read

Subcontractor Payment Terms Are Now Set by Statute

Victoria's Security of Payment reforms cap payment at 20 business days and bring it into line with the other states. The cash leaves sooner. How it leaves is still yours.

Read the article →
OpinionGlobal
March 2026 · 5 min read

The Gap Nobody Manages: What Happens to Approved Invoices Before They're Paid

Most organisations have spent the last decade improving how supplier invoices move through Procure-to-Pay. Once approved, the invoice simply waits to be paid. This piece names the structural gap between approval and payment. And asks whether it exists by design or by default.

Read the article →

The white paper goes deeper.

If this kind of thinking matters to you, the 2026 white paper "Capital Control Through Supplier Invoice Payments" is the long-form version.

Read the white paper →